TD Academy

Crypto, stocks and personal finance, clearly explained

Evergreen guides with worked examples, plain-English answers and sources you can check. Learn how markets work before you put money in them.

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Plain-English crypto guides for beginners: how Bitcoin and Ethereum work, how to buy and store coins safely, what…

Stock market basics for beginners: how shares and exchanges work, how to open a brokerage account, why index…

Trading for beginners, explained honestly: how to read charts and indicators, how to size positions and set stop…

Personal finance basics in one place: how to budget, build an emergency fund, pay off debt, raise your…

What is fintech, and how does it affect your money? Guides to neobanks, buy now pay later, robo-advisors,…

Ethereum

A layer 2 Ethereum network processes transactions off the main chain and posts data or proofs back to Ethereum, cutting…

11 min read

To pay off debt fast, stop new borrowing, pay extra each month and target one debt at a time: highest…

9 min read

A simple moving average weights every price equally; an exponential moving average gives recent prices more weight, so it turns…

8 min read

Ethereum

Ethereum gas fees equal gas used times the base fee plus a tip, priced in gwei and paid in ETH.…

8 min read

An S&P 500 index fund buys all the stocks in the index for a tiny yearly fee. Open a brokerage…

10 min read

Ethereum staking locks ETH to help secure the network in exchange for ETH rewards. You can solo stake 32 ETH…

9 min read