TD Academy

Crypto, stocks and personal finance, clearly explained

Evergreen guides with worked examples, plain-English answers and sources you can check. Learn how markets work before you put money in them.

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Plain-English crypto guides for beginners: how Bitcoin and Ethereum work, how to buy and store coins safely, what…

Stock market basics for beginners: how shares and exchanges work, how to open a brokerage account, why index…

Trading for beginners, explained honestly: how to read charts and indicators, how to size positions and set stop…

Personal finance basics in one place: how to budget, build an emergency fund, pay off debt, raise your…

What is fintech, and how does it affect your money? Guides to neobanks, buy now pay later, robo-advisors,…

On an exchange the company holds your keys and you hold a claim on it; in your own wallet you…

9 min read

Credit scores run from 300 to 850, and a good FICO score starts at 670. Build credit by paying on…

9 min read

RSI compares average gains with average losses over 14 periods on a 0–100 scale. Learn the formula, overbought and oversold…

9 min read

A hardware wallet keeps your private keys on a dedicated device that signs offline; a software wallet keeps them in…

11 min read

ETFs trade all day on an exchange, while mutual funds price once a day at NAV. ETFs often have lower…

10 min read

A seed phrase is 12 or 24 words that encode your crypto wallet's master secret. Anyone with the words can…

9 min read