TD Academy

Crypto, stocks and personal finance, clearly explained

Evergreen guides with worked examples, plain-English answers and sources you can check. Learn how markets work before you put money in them.

Explore by topic

Plain-English crypto guides for beginners: how Bitcoin and Ethereum work, how to buy and store coins safely, what…

Stock market basics for beginners: how shares and exchanges work, how to open a brokerage account, why index…

Trading for beginners, explained honestly: how to read charts and indicators, how to size positions and set stop…

Personal finance basics in one place: how to budget, build an emergency fund, pay off debt, raise your…

What is fintech, and how does it affect your money? Guides to neobanks, buy now pay later, robo-advisors,…

Risk management in trading means capping what each trade, day and losing streak can cost you, usually by risking 1%…

10 min read

A liquidity pool is a smart contract holding two tokens that traders swap against. A formula sets the price, and…

9 min read

The P/E ratio is share price divided by earnings per share: what investors pay for $1 of profit. Learn the…

11 min read

Staking earns rewards for securing a blockchain, lending earns interest from borrowers, and yield farming earns trading fees and token…

9 min read

Crypto staking means locking tokens to help a proof-of-stake blockchain validate transactions, for rewards paid in that token. Rewards are…

10 min read

A high-yield savings account has the same FDIC or NCUA insurance as regular savings but can pay many times more:…

8 min read