TD Academy

Crypto, stocks and personal finance, clearly explained

Evergreen guides with worked examples, plain-English answers and sources you can check. Learn how markets work before you put money in them.

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Plain-English crypto guides for beginners: how Bitcoin and Ethereum work, how to buy and store coins safely, what…

Stock market basics for beginners: how shares and exchanges work, how to open a brokerage account, why index…

Trading for beginners, explained honestly: how to read charts and indicators, how to size positions and set stop…

Personal finance basics in one place: how to budget, build an emergency fund, pay off debt, raise your…

What is fintech, and how does it affect your money? Guides to neobanks, buy now pay later, robo-advisors,…

Candlestick patterns are one-, two- or three-candle shapes that show how buyers and sellers fought over a period. Learn 16…

11 min read

Bitcoin

Bitcoin mining uses specialized computers to compete for the right to add blocks and earn new BTC. At home it…

9 min read

The stock market is a network of exchanges where investors trade company shares through brokers, with prices set where the…

9 min read

Bitcoin

A bitcoin halving cuts the new BTC paid to miners in half every 210,000 blocks (about four years). The last…

8 min read

Compound interest means you earn interest on your interest, so growth accelerates over time. See the formula, worked examples, APR…

8 min read

To budget as a beginner, start from your take-home pay, track spending, cover needs and savings first, give every dollar…

9 min read