TD Academy

Crypto, stocks and personal finance, clearly explained

Evergreen guides with worked examples, plain-English answers and sources you can check. Learn how markets work before you put money in them.

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Plain-English crypto guides for beginners: how Bitcoin and Ethereum work, how to buy and store coins safely, what…

Stock market basics for beginners: how shares and exchanges work, how to open a brokerage account, why index…

Trading for beginners, explained honestly: how to read charts and indicators, how to size positions and set stop…

Personal finance basics in one place: how to budget, build an emergency fund, pay off debt, raise your…

What is fintech, and how does it affect your money? Guides to neobanks, buy now pay later, robo-advisors,…

A high-yield savings account has the same FDIC or NCUA insurance as regular savings but can pay many times more:…

8 min read

MACD is the 12-period EMA minus the 26-period EMA, with a 9-period signal line and histogram. Learn to read crossovers,…

8 min read

DeFi (decentralized finance) is trading, lending and borrowing run by smart contracts on public blockchains, used directly from your own…

8 min read

A stock split gives shareholders more shares at a proportionally lower price. In a 10-for-1 split, one $1,000 share becomes…

8 min read

Crypto scams persuade you to send coins, pay fake fees or sign harmful transactions. Learn the main types, the red…

10 min read

Fintech

A robo-advisor manages a diversified portfolio for about 0.00% to 0.40% a year; a human advisor costs more, often around…

9 min read